Free tools
Calculators & Budget Tools
Quick estimates to help you plan. These are guides only — your actual rent and benefits are set by your service manager and the Ministry of Finance.
Rent-Geared-to-Income (RGI) estimator
Estimate the rent you'd pay in an RGI unit — about 30% of your gross household income.
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Rent affordability calculator
See how much rent fits your income using the 30% guideline (adjust as needed).
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COHB benefit estimator
A rough estimate of the Canada-Ontario Housing Benefit: ~80% of the gap between average market rent and 30% of your income.
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Monthly budget planner
Add your income and expenses to see what's left — and whether housing fits the 30% guideline.
Employment / benefits
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Other income
$
Rent / housing
$
Utilities
$
Food / groceries
$
Transport
$
Total income$0
Total expenses$0
Left over each month
$0
These calculators give rough estimates for planning only. Confirm real figures with your local service manager.