:root {
  --ink: #122026;
  --muted: #4d6068;
  --line: #d5e0e4;
  --paper: #f4f1ea;
  --card: #fffdf8;
  --primary: #0b3d4a;
  --accent: #1a7a6d;
  --gold: #c4a35a;
  --danger: #8b2e2e;
  --focus: #0b6e7a;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(11, 61, 74, 0.08);
  font-family: "Iowan Old Style", "Palatino Linotype", Palatino, "Times New Roman", serif;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; background: var(--paper); color: var(--ink); }
body { line-height: 1.5; font-size: 17px; }
.wrap { width: min(1120px, calc(100% - 32px)); margin-inline: auto; }
.skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; }
.skip:focus { left: 8px; z-index: 20; }

.site-header { background: var(--primary); color: #f4f1ea; padding: 14px 0; }
.header-row { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.brand { display: flex; gap: 12px; align-items: center; color: inherit; text-decoration: none; }
.brand strong { display: block; font-size: 15px; letter-spacing: .04em; text-transform: uppercase; }
.brand em { display: block; font-style: normal; opacity: .8; font-size: 13px; font-family: system-ui, sans-serif; }
.mark { width: 34px; height: 34px; border-radius: 50%; background: conic-gradient(from 200deg, var(--gold), #7ebfb4, var(--primary)); box-shadow: inset 0 0 0 3px #0b3d4a; }
.top-nav { display: flex; gap: 14px; font-family: system-ui, sans-serif; font-size: 14px; }
.top-nav a { color: #e8efe8; text-decoration: none; border-bottom: 1px solid transparent; }
.top-nav a:hover { border-bottom-color: var(--gold); }

.crisis-strip { background: #081f26; color: #e7f0ee; font-family: system-ui, sans-serif; font-size: 13px; padding: 8px 0; }
.privacy-banner { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--accent); padding: 12px 14px; border-radius: 8px; font-family: system-ui, sans-serif; font-size: 14px; }

.hero { padding: 28px 0 8px; }
.hero h1 { font-size: clamp(28px, 4vw, 44px); line-height: 1.15; margin: 0 0 10px; }
.lede { font-size: 1.15rem; color: var(--muted); max-width: 70ch; }
.eyebrow { font-family: system-ui, sans-serif; font-size: 12px; letter-spacing: .16em; text-transform: uppercase; color: var(--accent); margin: 0 0 6px; }
.grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 14px; margin: 22px 0 40px; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 16px 18px; box-shadow: var(--shadow); text-decoration: none; color: inherit; display: flex; flex-direction: column; gap: 8px; min-height: 180px; }
.card:hover { border-color: var(--accent); transform: translateY(-1px); }
.card h2 { font-size: 1.15rem; margin: 0; }
.card p { margin: 0; color: var(--muted); font-size: 15px; font-family: system-ui, sans-serif; }
.card .use { font-size: 12px; color: var(--primary); }

.tool-hero { padding: 18px 0 6px; }
.tool-hero h1 { margin: 0 0 8px; font-size: clamp(26px, 3vw, 36px); }
.use { font-family: system-ui, sans-serif; font-size: 14px; color: var(--muted); }
.toolbar { display: flex; gap: 8px; flex-wrap: wrap; margin: 14px 0 18px; }
.sticky-bar { position: sticky; bottom: 8px; background: rgba(244,241,234,.92); padding: 10px; border-radius: 10px; backdrop-filter: blur(6px); }

.btn { font-family: system-ui, sans-serif; border: 1px solid transparent; border-radius: 999px; padding: 9px 16px; cursor: pointer; font-size: 14px; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; }
.btn.primary { background: var(--primary); color: #fff; }
.btn.ghost { background: transparent; border-color: var(--primary); color: var(--primary); }
.btn.tiny { padding: 4px 10px; font-size: 12px; background: #e7efec; color: var(--primary); }
.btn:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }

.workform { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; box-shadow: var(--shadow); margin-bottom: 48px; }
fieldset { border: 1px solid var(--line); border-radius: 10px; margin: 0 0 16px; padding: 12px 14px 16px; }
legend { font-weight: 700; padding: 0 6px; }
.field { display: flex; flex-direction: column; gap: 4px; margin: 0 0 12px; font-family: system-ui, sans-serif; font-size: 14px; }
.field span { font-weight: 650; }
.field small { color: var(--muted); font-weight: 400; }
input[type=text], input[type=tel], input[type=date], textarea, select {
  font: inherit; padding: 8px 10px; border: 1px solid #b7c6cb; border-radius: 8px; background: #fff; width: 100%;
}
.two, .three { display: grid; gap: 12px; }
@media (min-width: 720px) {
  .two { grid-template-columns: 1fr 1fr; }
  .three { grid-template-columns: 1fr 1fr 1fr; }
}
.dyn-rows { display: grid; gap: 8px; margin-bottom: 8px; }
.checkgrid { display: grid; gap: 6px; font-family: system-ui, sans-serif; font-size: 14px; }
.checkgrid label { display: flex; gap: 8px; align-items: flex-start; }

.callout { background: #eef6f4; border: 1px solid #cfe3de; padding: 12px 14px; border-radius: 10px; font-family: system-ui, sans-serif; font-size: 14px; margin: 0 0 16px; }
.callout.warn { background: #f8efe4; border-color: #e4d2b0; }
.resource-list { columns: 2; gap: 18px; font-family: system-ui, sans-serif; font-size: 14px; }
@media (max-width: 700px) { .resource-list { columns: 1; } }
.resource-list li { break-inside: avoid; margin: 0 0 8px; }

.site-footer { border-top: 1px solid var(--line); padding: 24px 0 40px; color: var(--muted); font-family: system-ui, sans-serif; font-size: 13px; }
.fine { font-size: 12px; }
.land { color: var(--ink); }

.print-sheet { display: none; }
body.print-mode .print-sheet { display: block; }
body.print-mode .workform, body.print-mode .tool-hero, body.print-mode .privacy-banner { display: none !important; }

@media print {
  :root { --ink: #000; }
  body { background: #fff; font-size: 11.5pt; }
  .no-print, .site-header, .crisis-strip, .site-footer, .privacy-banner, .toolbar, .skip { display: none !important; }
  .wrap { width: auto; }
  .print-sheet { display: block !important; }
  .print-block { break-inside: avoid; margin: 0 0 12px; border-bottom: 1px solid #ccc; padding-bottom: 8px; }
  .print-head { display: flex; justify-content: space-between; border-bottom: 3px solid #0b3d4a; margin-bottom: 10px; padding-bottom: 6px; }
  .print-head h1 { font-size: 16pt; margin: 0; }
  .wallet { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
  .wallet .face { border: 2px dashed #333; padding: 10px; min-height: 220px; }
  a { color: inherit; text-decoration: none; }
}

.help-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 20px; }
@media (max-width: 800px) { .help-grid { grid-template-columns: 1fr; } }
.aside { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 16px; font-family: system-ui, sans-serif; font-size: 14px; }
.aside h2 { margin-top: 0; font-family: Georgia, serif; }